The deposit can be placed for six months. The individuals can submit money to deposit in cash or in cashless form. The minimal preliminary size of the deposit is 1 million soums.

The interest rates are paid at the end of the deposit term and are not capitalized. The deposit can be increased via additional fees. The minimal size of additional fee is 200,000 soums.

Currently, Universalbank offers about 12 deposits in national currency.

Universalbank is a member of the State Fund for Guaranteeing Population Deposits of Uzbekistan, which guarantees full return of deposits by the government. The bank recalled that it fully formed charter capital in line with minimal requirement of the Central Bank of Uzbekistan.