The banks said that new consumer loans – Komfort and Mustahkam Oila – were developed in connection with announcement of 2012 as the Year of Family in Uzbekistan.
Ipak Yoli Bank said that the sum of loan makes up 300 size of minimal salary, set in Uzbekistan. The loans are issued for up to three years.
Interest rate on Komfort consumer loan makes up 16% APR and Mustahkam Oila – 14% APR. Preliminary fee is at least 25% of the cost of goods, service or works.
The bank said that in bosh loan products, the client puts preliminary fee to deposit and interest rate on deposit and the sum will be used to repay loan. The interest rate on deposit set at 10% APR at Kamfort loan and 12% APR at Mustahkam Oila.
The loans are issued to purchase consumer goods, vehicle, construction materials and works, tourism services, medical services, organization of weddings, etc.