The uzA+ rating means high level of solvency of Uzpromstroybank, which reflects low level of credit risk in its activities. The bank, which holds uzA+ rating, characterizes very high potential for timely and full implementation of its financial liabilities before creditors, depositors and investors.

In the reporting period, the financial figures of the bank demonstrated stable growth. In the third quarter of 2011, the assets of Uzpromstroybank grew by 34.37 year-on-year to 2.323 trillion soums. At the same time, the volume of loan portfolio increased by 20.77% to 1.558 trillion soums or 67.08% of the bank’s assets. Besides, other income-bearing assets of the bank rose 2.5 times year-on-year in the reporting period.

The growth of income-bearing assets was achieved due to increase of inter-banking assets by three times. Besides, the securities and trade assets of the bank grew by 56.54% in the reporting period to 3.3% of total assets.

So, all volume of income-bearing assets of Uzpromstroybank grew by 35.76% year-on-year to 1.96 trillion soums. Their share in total assets of Uzpromstroybank increased from 83.7% in the third quarter of 2010 to 84.56% in the third quarter of 2011.

Liquidity figure of Uzpromstroybank rated as acceptable. In the third quarter of 2011, the liquid assets of the bank rose by 74.94% to 21.44% of total assets of the bank. At the same time, current assets and current liabilities rose by 62.51% and 34.03% respectively. In the result, the coefficient of current liquidity of Uzpromstroybank rose up to 63% (51.96% in 3Q 2010).

Funding base of the bank formed based on mainly clientele accounts. The deposits and resources attracted in money markets increased by 39.29% year-on-year in the third quarter of 2011 to 49.87% of the liabilities of Uzpromstroybank. At the same time, the ratio of loan portfolio to deposits and attracted resources made up 86.35% and in future, according to Ahbor-Reyting, this figure will be kept in favourable level.

Besides, long-term liabilities grew by 34.50% and made up 35.92% of the bank’s liabilities. The resource base of the bank rose by 37.29%. In the result, the ratio of loan portfolio to term resource base decreased from 163.86% in the third quarter of 2010 to 147.41% in the same period of 2011.

Uzpromstroybank is one of the largest banks of Uzbekistan on the volume capital base. In the reporting period, own capital of the bank grew by 22.65% and reached 219.3 billion soums. Equity capital of the bank rose by 17.3% to 146 billion soums. At the same time, the bank strengthened capital adequacy. So, the coefficient of capital adequacy and the first level capital adequacy reached 13.8% and 12.2% (11.5% and 11.6% n 3Q 2010) respectively.

Uzpromstroybank holds one of leading positions in the banking sector of Uzbekistan and play important role n economy of Uzbekistan and banking sector. In the reporting period, the bank was on the third place on the volume of assets with 9.28% share in the banking sector. Besides, the market share of the bank on capital made up 6.79% (the fourth place), loan portfolio – 11.35% (2), investments – 6.49% (4), on deposit portfolio – 8.5% (4) and deposits of individuals – 7.04% (5).