The uzB+ rating means average level of solvency of Asia Alliance Bank. Currently, the bank fully and timely executes its financial liabilities, but safety margin is limited and the ability of the bank to implement obligations depends on business environment and economic situations.

Asia Alliance Bank was founded in the second half of 2009, but it is demonstrating high growth of financial figures. Assets of the bank rose by 34.51% in the fourth quarter compared with previous quarter of 2010. The assets reached 90.5 billion soums at the end of 2010.

In the reporting period, all income-bearing assets grew twice and made up 49.24% in all assets of the bank. As of 1 January 2011, the loan portfolio of the bank made up 13.2 billion soums. About 60% of loan portfolio fell to share of long-term loans. About 40% of loan portfolio was formed from loans issued to production sectors of the economy.

Asia Alliance Bank supported liquid position in the reporting period. The share of liquid assets of Asia Alliance Bank reached 63.34% (71.44% in 3Q 2010). At the same time, current assets rose by 19.10% and current liquidity grew by 73.80%. At the same time, current liquidity ratio made up 76.73% (111.97% in 3Q 2010).

In order to expand active operations and clientele base of the bank, as well as to implement governmental decisions, the bank carried out works on increasing charter capital. In late December, the bank registered additional shares for 17.65 billion soums, of which 6.3 billion soums were places. Currently, the charter capital of the bank reached 11.2 billion soums.

The bank actively operated in retail market and developed new directions and technologies for serving clients in 2010. The bank launched new term and saving deposits, issued mortgage and consumer loans. The bank launched Labzak and Chorsu Retail Service Centers, where the bank renders communal services and conducts international money transfer operations. Currently, the bank offers such services as Western Union, Anelik, Aziya-Ekspress, Contact and Zolotaya Korona.

The bank actively works on developing cashless payment system based on banking payment cards. In 2010, the bank joint UzKART system and fully introduced system on serving cards. As of 1 January 2011, the bank issued 3,607 cards, of which 3,081 were salary projects and 129 corporate cards. The bank installed 98 POS-terminals.